Send money anywhere

Ruvo does not directly custody your funds: they sit in a self-custodial wallet, and the banking side — identity verification, sanctions screening, transaction monitoring — is handled by regulated infrastructure partners.

The best way to send money outside Brazil depends on the transfer amount, destination country, currency, and how quickly the money needs to arrive. When comparing options, it is important to look at the total transfer cost, including fees, exchange rates, possible taxes, and the final amount received by the recipient.

The cost of an international transfer can vary depending on the institution used, the currency, the destination country, and the type of transaction. In general, the total cost may include a transfer fee, exchange rate spread, operational costs, and applicable taxes, such as IOF, depending on the nature of the transfer.