Built for your CNPJ

Receive international payments, convert USD or crypto to BRL instantly, send USD abroad, and convert BRL to USDT - all from one Ruvo Business account

Receive USD from abroad

Onramp BRL → USDT

Free USD deposits

Spend with your Ruvo card

Earn yield daily

Free crypto transfers

Digital wallet

No markups

No hidden spreads

No IOF

See your exchange rate and total cost

Ruvo uses the same transparent market exchange rate for business accounts — no surprises.

Pay vendors, receive from clients, and move funds globally — all from your business USDT balance.

Transfer Calculator

Convert BRL, USD and USDT with transparent fees

You send

BRL

The recipient gets

USD

Effective rate VET is -

The all-in-one USD wallet for your business

Receive Global Payments

Accept USD via ACH, or wire, crypto directly from clients, or convert your BRL to USDT instantly

Business Card

Spend globally in USD directly from your balance — with no FX markup or IOF

Reporting

Export transactions, reconcile instantly, and manage your compliance

Abstract geometric shape illustrating global transfers

Send money to any Pix key, US account, or crypto wallet

Convert BRL to USDT, and transfer USD to partners, suppliers, or contractors worldwide - fast and without IOF. Send to any Pix key or crypto wallet, instantly.

Person using a smartphone on a beachside deck overlooking the ocean

For Freelancers and Remote Workers

Get paid from clients abroad in USD or crypto and manage your business seamlessly.

Convert to BRL

Send to Pix or crypto wallets

Withdraw instantly - no IOF, no hidden spreads.

What customers love about Ruvo

Hear how Ruvo transforms financial journeys

“

Saves money. The smartest option for CNPJs.

David Kang

Software Engineer, Turn.io

“

Ruvo simplifies our entire international financial workflow.

Joao Alvarenga

CEO, Antonnia AI

“

The best option for earning in USD.

Bruno Pazinato

Staff Engineer, Salsa

Business FAQs

Common questions about Ruvo for Brazilian businesses and CNPJs

Ruvo for Business helps Brazilian companies (CNPJ) receive USD from international clients, convert to BRL via Pix, send funds to the U.S., and spend globally with a Ruvo Card — all from one account.

Ruvo Business accounts are available to Brazilian companies with a valid CNPJ. If your business is registered in another country, contact our support team and we'll help assess eligibility.

Your business receives U.S. checking account details in its name. You can share these details with international clients, marketplaces, or payroll platforms to receive USD, which becomes available in your Ruvo wallet as USDT.

Convert USD or USDT to BRL directly in the app and withdraw via Pix in minutes, 24/7, at the commercial exchange rate.

Yes. Ruvo Business accounts can use a Ruvo card for global spending, including Apple Pay and Google Pay. The card is secured by your balance, so your spending limit is collateralized — with no IOF and no fees on USD transactions.

Yes. Ruvo operates through regulated banking and payment partners and supports compliance requirements for Brazilian businesses.

Business accounts get FX at the commercial exchange rate, free USD deposits, fees starting at 0.3%, and higher transaction limits compared to personal accounts. All pricing and limits are fully transparent in the app.

Yes. Ruvo Business accounts support sending and receiving USDT on Polygon, allowing businesses to move funds to and from crypto platforms and wallets.

Yes. Businesses can send USD from Ruvo to U.S. bank accounts via ACH or wire directly from the app.

Ready to Ruvo?

Start using Ruvo today and take control of your money.

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