Making the global financial system work for Brazilians
We bring Pix, dollars, a card and earnings into one app, for people who live, work and do business between Brazil and the world.
Building financial solutions for the modern Brazilian
We started with a simple mission. Break down barriers between Brazilian finances and the global economy.
Backed by leading global investors
Backed by Y Combinator, 1confirmation and Coinbase Ventures
Ruvo in the news
Ruvo grows in Brazil to take on Wise and Revolut
“Ruvo started out serving software engineers, an audience Alec considers one of the best segments to build a product for.”
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The American ex-Uber exec who was wowed by Pix in Brazil and built a R$ 1 billion fintech
“Someone bought me a coconut with Pix and I was blown away. I couldn't believe how much things had changed.”
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Rise in Brazilians hired by foreign companies drives demand for global accounts
It was in this market that the fintech Ruvo found one of its first, most engaged audiences: professionals paid by international companies. “The strategy now is to connect this audience with the companies that hire them, expanding Ruvo's reach into the corporate segment,” says Alec Howard, co-founder and CEO of Ruvo.
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Get digital dollars with Pix and spend on your card with 0% IOF on dollar purchases
Ruvo uses Pix as the on-ramp to a global account in digital dollars, spent from your dollar balance with 0% IOF on dollar purchases. “We made Pix international. You can send a Pix and immediately transfer dollars to any US account, or spend in dollars,” says co-founder and CEO Alec Howard.
Continue reading →How we write about money
Our guides are written and reviewed by the Ruvo team. We explain how money moves between Brazil and the world in plain language, and we show the math behind every number. Fees, taxes and rules come from primary sources: laws and decrees, the Central Bank and the Receita Federal, and each provider's own pricing pages. Competitor prices are checked on their official sites and dated, and every article shows when it was last updated.
Spotted a mistake or something out of date? Write to ajuda@ruvo.com and we'll correct it.
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We're ready to answer your questions and explore potential collaborations