Your global accountYour cardYour wallet
without borders.
Receive in dollars, convert between BRL, USD, USDT, and crypto with 0% IOF, and move your money across borders — all in one place.
Convert between BRL and USD - instantly, both ways - with real-time, market-based rates and no hidden spreads or surprises.
Transactions on Ruvo is IOF-exempt, whether you're converting, spending, or sending abroad. Keep more of your money, wherever it moves.
Receive USD, add BRL via Pix, and move freely between USD and BRL - spend in dollars, send USD internationally, or convert to BRL to pay with Pix - all from one connected wallet.
Your Ruvo wallet is non-custodial, giving you direct access to the crypto world. Send and receive USDT freely between exchanges, wallets, and platforms - your money moves instantly, without limits or intermediaries.
Every step, seamless — receive, add, convert, and spend across borders in seconds.
Get paid in USD directly through your virtual U.S. account — via ACH, or Wire. Funds land instantly in your Ruvo wallet.
Convert BRL ←→ USDT ←→ USD in real time and send BRL instantly to any Pix key - fast, compliant, and IOF-free.
Use your card for dollar purchases with no IOF or FX fees, or send USD internationally - your money moves globally without friction.
Top up BRL via Pix, instantly converted to USDT - no IOF, no delays, complete control from one wallet.
Send and receive USDT between Ruvo and your external wallets with instant confirmations and no fees.
Every step, seamless — receive, add, convert, and spend across borders in seconds.
Get paid in USD directly through your virtual U.S. account — via ACH, or Wire. Funds land instantly in your Ruvo wallet.
Convert BRL ←→ USDT ←→ USD in real time and send BRL instantly to any Pix key - fast, compliant, and IOF-free.
Use your card for dollar purchases with no IOF or FX fees, or send USD internationally - your money moves globally without friction.
Top up BRL via Pix, instantly converted to USDT - no IOF, no delays, complete control from one wallet.
Send and receive USDT between Ruvo and your external wallets with instant confirmations and no fees.
Hear how Ruvo transforms financial journeys
David Kang
Software Engineer, Turn.io
Joao Alvarenga
CEO, Antonnia AI
Bruno Pazinato
Staff Engineer, Salsa
Ruvo runs on regulated rails in Brazil and the U.S., so you can move your money globally - safely, fast, and without worry.
Powerful tools for people who live, earn, and spend across borders.
Send and receive USDT or other assets directly between wallets and exchanges - instantly, securely, and without limits.
Use your Ruvo card to pay anywhere Visa is accepted, with no IOF or FX fees on dollar purchases — your digital dollars, accepted globally.
Everything you need to know to get started with Ruvo
