Spend globally. Save in USDT. Earn as you go

Your USDT wallet for life between countries
Spend globally, with one card.

Your Ruvo Visa lets you spend dollars anywhere in the world - we convert from your USDT balance 1:1, with no feeds on dollar purchases.
Send and receive money globally in seconds.

Convert between Reais, USD, and crypto with market-leading FX rates, and no IOF.
Your money, earning while it rests.

Keep your balance in USDT - stable, dollar-pegged, and yield-bearing. You earn automatically every day, with no lock-ins.
Transparent exchange rates, no IOF, and no hidden fees
Ruvo offers the best FX rate - the same one you find on Google. Just a small, flat fee per conversion, so you always know where your money goes.
Business Rate Card






For Freelancers and Remote Workers
Get paid from clients abroad in USD or crypto and manage your business seamlessly.
What customers love about Ruvo
Hear how Ruvo transforms financial journeys
No more complicated international money transfers.

Mariana Costa
Remote marketing consultant

Ruvo transformed my international financial workflow completely.

Eduardo Mendes
Global software engineer

No more complicated international money transfers.

Mariana Costa
Remote marketing consultant

FAQs
Common questions about our comprehensive financial platform
