Send and receive money — instantly

Move USD, BRL, or USDT between Brazil and the world, send or receive through Pix, U.S. accounts, or crypto wallets with no IOF and rates from 0.4%.

How transfers work with Ruvo

Move money between Brazil and the world in seconds - send, receive, and convert with real time rates and no IOF.

Receive

Global Payments: USD/Crypto to USDT

Get paid globally without waiting days or losing money to hidden FX fees

Deposit

Fund Your Balance: BRL or USD

Top up your Ruvo balance instantly using Pix or bank transfer from your Brazilian bank. Enjoy high limits and a seamless, friction-free experience.

Convert

Transparent & Low-Cost Conversion

Transparent rates starting from 0.4% — what you see is what you get

Send

Send Instantly: No IOF/Fees

Move money globally in seconds — from Brazil to the world, all from one balance.

Your money stays in your hands

Non-custodial by design.
Built for trust.

When you deposit or receive funds, they're stored securely in your own non-custodial wallet — meaning only you control your assets. Ruvo simply connects your wallet to BRL, USD, and crypto rails so you can move money globally, instantly, and safely.

You control your funds

Ruvo never takes custody of your assets

Transparent by design

See and track your balance at all times.

Secure and fast

Built on trusted rails with enterprise-grade protection.

“

As a software engineer at Webflow, I've seen and used a ton of fintech tools, but Ruvo really stands out. Their global money transfer app simplifies sending funds internationally—fast, secure, and super intuitive. The user interface is clean, and I appreciate how smoothly it integrates with other financial services. Highly recommend Ruvo for anyone looking for hassle-free cross-border payments!