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© 2026 Ruvo Financial Inc. All rights reserved. Made in Brazil.
Ruvo is a global technology platform. Financial services are provided by regulated third parties. Ruvo does not custody funds or perform regulated activities in Brazil.

Put your dollars to work.Keep more of what you earn.

No hidden fees. No confusing spreads.
Just transparent pricing to move, save, and put your USDT to work.

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Convert BRL → USDTTransfers from 0.2%Spend with Ruvo Visa (coming soon)Daily yieldCrypto transfers in seconds
Convert BRL → USDTTransfers from 0.2%Spend with Ruvo Visa (coming soon)Daily yieldCrypto transfers in seconds

Faster. Smarter. On-chain.

Instant transfers

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Move funds globally in minutes using stablecoins

Transparent pricing

Receipt with magnifying glass representing transparent pricing

Every fee is shown before you confirm

Secure infrastructure

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Built with trusted protocols and audited systems

Learn more
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Built for clarity. Made for you to be in control.

Move money globally, hold it in stablecoins, and earn yield — all in one place.

  • No account fees
  • No hidden margins
  • Full visibility before every transaction
  • Real-time execution, no surprises

How it works

In just a few steps you dollarize your balance, use your card around the world, and keep your dollars working for you on-chain.

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1

Transfer money

Transfer between USD, BRL and Crypto with no IOF or hidden fees

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2

Use worldwide

Spend with the Visa card in any country or send to accounts abroad

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3

Spend without IOF

Spend with the Ruvo card anywhere Visa is accepted, 0% IOF

Fees with transparency

  • Open a Ruvo accountFree
  • Crypto-to-crypto transfersFree
  • IOF taxesFree
  • Send money0.9% fee on USDT ↔ BRL/USDView more
  • ConvertInstant BRL or USD conversion from USDT
  • Spend globally1.8% fee on BRL <> USD transfers
  • Hold your walletEarn up to 6% APY on your balance
  • Daily yieldDaily yield on your USDT balance
View more
Phone showing USD, BRL and USDT balances with no IOF callout

More value for you with 0% IOF on every transaction, converting between BRL, USD, USDT and crypto in seconds

Made for global people

  • Freelancers paid in USD
  • Remote professionals paid internationally
  • Startups managing global funds
  • Crypto-native users
  • Anyone tired of losing money on fees
No markupsNo hidden spreadsNo IOF

See your exchange rate and total cost

Ruvo uses the same transparent market exchange rate for personal and business accounts.

Deposit and receive BRL, send money abroad, or send to any wallet — all from your USDT balance.

Transfer Calculator

Convert BRL, USD and USDT with transparent fees


You send

BRL

The recipient gets

USD

Effective rate VET is -


Total fees and taxes

Fee: -

Arrival: —

Commissions: 0%

Costs: PIX 0%

Arrives

-

View Rates

Frequently asked questions

We're always here to help, with simple, fast, and reliable answers.

Talk to support
  • You can sign up through our website or app with your tax ID and a government-issued ID.

Ready to Ruvo?

Start using Ruvo today and take control of your money.

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